KarValu

Total loss insurance offer check

Is your insurer's total loss offer actually fair?

Find out in about a minute. We compare the offer to real cars like yours for sale near you. Free, no account needed.

Find it on your insurance card, registration, or the driver-side dashboard by the windshield.

  • Free instant result
  • No credit card
  • Based on live listings, not guesses
1

Enter your VIN

We identify your exact year, make, model and trim.

2

Add miles, ZIP and the offer

The amount your insurer offered for your total loss.

3

See if it looks fair

Compared against real cars for sale near you, right now.

The result is an automated market estimate, not an appraisal. If your offer looks low, we'll show you how to get a signed appraisal from an independent expert.